Most grad students try to minimize the loan component of their
financing � and a great GRE score can certainly help you to earn
scholarship and fellowship money � but with the cost of graduate
school rising, enrolling without loans sometimes simply isn't
possible.
Loans provide one important resource for you to help fund your
graduate education. Some loans are government-subsidized,
while others are administered by private lenders, such as
banks. Many loans, such as the government loans, have a
stricter need-based component; others let you borrow more
liberally at a higher interest rate. Each type of loan has
a unique interest rate associated with it. Learn about
Perkins and
Stafford Loans, and visit our
FAFSA section to determine what you'll need to do to apply
for such loans.